/* Clean responsive site */
:root {
  --accent: #0891b2;
  --accent2: #0e7490;
  --wa: #25D366;
  --wa-dark: #128C7E;
  --tg: #2AABEE;
  --tg-dark: #229ED9;
  --bg: #0b1220;
  --card: #121a2b;
  --text: #e8eef9;
  --muted: #9fb0c9;
  --border: rgba(255,255,255,0.1);
  --success: #10b981;
  --warning: #f59e0b;
  --radius: 14px;
  --header-h: 64px;
  --bottom-nav-h: 64px;
  --safe-bottom: env(safe-area-inset-bottom, 0px);
}
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: "Segoe UI", system-ui, -apple-system, BlinkMacSystemFont, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  min-height: 100vh;
  padding-bottom: calc(var(--bottom-nav-h) + var(--safe-bottom) + 12px);
  overflow-x: hidden;
}
img, svg, canvas { max-width: 100%; height: auto; }
a { color: var(--accent); text-decoration: none; }
a:hover { color: #fff; }
.container { width: min(1100px, 92%); margin: 0 auto; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 100;
  height: var(--header-h);
  display: flex; align-items: center;
  background: rgba(11,18,32,0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  width: min(1100px, 92%); margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between; gap: .75rem;
}
.logo { display: flex; align-items: center; gap: .55rem; color: #fff; font-weight: 800; font-size: .95rem; }
.logo-mark {
  width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  display: grid; place-items: center; color: #fff; font-weight: 800;
}
.logo span:last-child {
  max-width: 42vw; overflow: hidden; text-overflow: ellipsis; white-space: nowrap;
}
.nav-desktop { display: none; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .4rem;
  padding: .65rem 1rem; border-radius: 999px; font-weight: 700; border: none;
  cursor: pointer; font-size: .9rem; text-decoration: none; line-height: 1.2;
  transition: transform .15s, background .15s;
}
.btn:active { transform: scale(0.98); }
.btn-primary { background: linear-gradient(135deg, var(--accent), var(--accent2)); color: #fff !important; }
.btn-wa { background: var(--wa); color: #fff !important; }
.btn-tg { background: var(--tg); color: #fff !important; }
.btn-outline { background: transparent; color: #fff !important; border: 1px solid var(--border); }
.header-cta { flex-shrink: 0; padding: .55rem .9rem; font-size: .85rem; }

/* Hero */
.hero {
  padding: 1.75rem 0 1.25rem;
  background:
    radial-gradient(ellipse 90% 70% at 10% 0%, color-mix(in srgb, var(--accent) 28%, transparent), transparent),
    var(--bg);
}
.hero-grid { display: grid; gap: 1.25rem; }
.hero h1 {
  font-size: clamp(1.45rem, 5vw, 2.35rem);
  line-height: 1.2; margin-bottom: .65rem;
}
.tagline { color: var(--muted); font-size: 1rem; margin-bottom: 1rem; }
.hero-cta { display: flex; flex-wrap: wrap; gap: .55rem; margin-bottom: .9rem; }
.trust-row, .keywords-bar { display: flex; flex-wrap: wrap; gap: .45rem; }
.pill, .kw {
  font-size: .75rem; padding: .3rem .65rem; border-radius: 999px;
  background: rgba(255,255,255,.05); border: 1px solid var(--border); color: var(--muted);
}
.kw {
  background: color-mix(in srgb, var(--accent) 14%, transparent);
  border-color: color-mix(in srgb, var(--accent) 35%, transparent);
  color: #dbe7ff;
}
.hero-card {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.1rem; box-shadow: 0 10px 30px rgba(0,0,0,.25);
}
.stat {
  display: flex; justify-content: space-between; align-items: center; gap: .75rem;
  padding: .7rem 0; border-bottom: 1px solid var(--border); font-size: .92rem;
}
.stat:last-of-type { border-bottom: none; }
.stat-label { color: var(--muted); }
.stat-value { font-weight: 800; color: var(--success); font-size: 1.1rem; }
.stat-value.warn { color: var(--warning); }
.scarcity {
  margin-top: .75rem; padding: .75rem .85rem; border-radius: 10px; font-size: .88rem;
  background: rgba(245,158,11,.1); border: 1px solid rgba(245,158,11,.35);
}
.scarcity strong { color: var(--warning); }
.hero-card .stack-btns { display: none !important; }

/* Sections */
.section { padding: 1.5rem 0; }
.section-title { font-size: clamp(1.2rem, 3.5vw, 1.7rem); margin-bottom: .4rem; }
.muted { color: var(--muted); font-size: .92rem; }
.tiny { font-size: .8rem; margin-top: .4rem; }

.kpi-grid {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: .65rem; margin: 1rem 0 1.25rem;
}
.kpi {
  background: var(--card); border: 1px solid var(--border); border-radius: 12px;
  padding: .85rem .7rem; text-align: center;
}
.kpi span { display: block; font-size: .75rem; color: var(--muted); }
.kpi b { display: block; margin-top: .25rem; font-size: 1.15rem; color: #fff; }

.panel {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1rem; margin-bottom: 1rem;
}
.panel h2 { font-size: 1.1rem; margin-bottom: .4rem; line-height: 1.3; }
.chart-wrap { position: relative; width: 100%; height: 240px; }
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; margin-top: .6rem; }
table.data-table {
  width: 100%; border-collapse: collapse; font-size: .82rem; min-width: 520px;
}
table.data-table th, table.data-table td {
  padding: .55rem .6rem; text-align: left; border-bottom: 1px solid var(--border); white-space: nowrap;
}
table.data-table th { color: #fff; background: rgba(255,255,255,.03); font-weight: 700; }
table.data-table .pos { color: var(--success); font-weight: 700; }
table.data-table .neg { color: #f87171; font-weight: 700; }

.case-steps { display: grid; gap: .55rem; margin-top: .7rem; }
.case-step {
  padding: .75rem; border-radius: 10px; background: rgba(255,255,255,.03);
  border: 1px solid var(--border);
}
.case-step strong {
  display: block; color: var(--accent); font-size: .78rem;
  text-transform: uppercase; letter-spacing: .03em; margin-bottom: .25rem;
}

.form-grid { display: grid; gap: .65rem; margin-top: .65rem; }
.form-grid.two { grid-template-columns: 1fr; }
.form-grid.three { grid-template-columns: 1fr; }
.form-grid label { font-size: .85rem; color: var(--muted); display: grid; gap: .3rem; }
.form-grid input, .form-grid select {
  width: 100%; padding: .7rem .8rem; border-radius: 10px; border: 1px solid var(--border);
  background: #0a1020; color: var(--text); font: inherit;
}
.tool-out {
  margin-top: .75rem; padding: .85rem; border-radius: 10px; font-weight: 700; font-size: .92rem;
  background: rgba(16,185,129,.1); border: 1px solid rgba(16,185,129,.3); color: #a7f3d0;
  word-break: break-word;
}
.check-list { display: grid; gap: .45rem; margin-top: .6rem; }
.check { display: flex; gap: .5rem; align-items: flex-start; color: var(--text); font-size: .9rem; }
.check input { margin-top: .25rem; flex-shrink: 0; }

.report-row {
  display: grid; gap: .85rem; align-items: center;
}
.report-cover {
  width: 88px; height: 112px; border-radius: 8px;
  background: linear-gradient(145deg, var(--accent), var(--accent2));
  display: grid; place-items: center; text-align: center; font-size: .7rem; font-weight: 800;
  color: #fff; padding: .4rem;
}
.report-actions { display: flex; flex-direction: column; gap: .45rem; }

.cta-band {
  margin: 1.25rem 0;
  padding: 1.25rem 1rem; border-radius: var(--radius); text-align: center;
  background: linear-gradient(135deg, color-mix(in srgb, var(--accent) 38%, #0b1220), color-mix(in srgb, var(--accent2) 32%, #0b1220));
  border: 1px solid var(--border);
}
.cta-band h2 { font-size: 1.2rem; margin-bottom: .4rem; }
.cta-band p { color: #dbe7ff; margin-bottom: .9rem; font-size: .95rem; }
.cta-actions { display: flex; flex-wrap: wrap; gap: .5rem; justify-content: center; }

.cards-4 {
  display: grid; grid-template-columns: 1fr 1fr; gap: .65rem; margin-top: .85rem;
}
.card-mini {
  background: var(--card); border: 1px solid var(--border); border-radius: 12px; padding: .85rem;
}
.card-mini h3 { font-size: .95rem; margin-bottom: .3rem; }
.card-mini p { font-size: .82rem; color: var(--muted); }

.proof { display: grid; gap: .6rem; margin-top: .75rem; }
.proof-item {
  display: flex; gap: .7rem; align-items: flex-start;
  background: rgba(255,255,255,.03); border: 1px solid var(--border);
  border-radius: 12px; padding: .75rem .85rem;
}
.avatar {
  width: 36px; height: 36px; border-radius: 50%; flex-shrink: 0;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  display: grid; place-items: center; font-weight: 800; font-size: .9rem;
}
.proof-meta { font-size: .75rem; color: var(--muted); }

/* Footer */
.site-footer {
  border-top: 1px solid var(--border); padding: 2rem 0 calc(5.5rem + var(--safe-bottom));
  margin-top: 1rem; color: var(--muted); font-size: .88rem;
}
.footer-grid {
  display: grid; gap: 1.25rem; grid-template-columns: 1fr 1fr; margin-bottom: 1.25rem;
}
.site-footer h4 { color: #fff; margin-bottom: .45rem; font-size: .95rem; }
.site-footer a { display: block; color: var(--muted); margin-bottom: .3rem; font-size: .85rem; }
.copyright { border-top: 1px solid var(--border); padding-top: .85rem; font-size: .78rem; }

/* Bottom nav mobile */
.bottom-nav {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 200;
  height: calc(var(--bottom-nav-h) + var(--safe-bottom));
  padding-bottom: var(--safe-bottom);
  background: rgba(15,23,42,0.97); border-top: 1px solid var(--border);
  display: grid; grid-template-columns: repeat(3, 1fr);
}
.bottom-nav a {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: .15rem; color: var(--muted); font-size: .65rem; font-weight: 600; padding: .35rem;
}
.bottom-nav a.active, .bottom-nav a:hover { color: #fff; }
.bottom-nav svg { width: 20px; height: 20px; }

/* Modal */
.modal-overlay {
  position: fixed; inset: 0; background: rgba(0,0,0,.7); z-index: 300;
  display: none; align-items: center; justify-content: center; padding: 1rem;
}
.modal-overlay.show { display: flex; }
.modal {
  background: var(--card); border: 1px solid var(--border); border-radius: 16px;
  padding: 1.25rem; width: min(400px, 100%); position: relative;
  max-height: 90vh; overflow-y: auto;
}
.modal h3 { margin-bottom: .45rem; font-size: 1.2rem; padding-right: 1.5rem; }
.modal p { color: var(--muted); margin-bottom: .9rem; font-size: .92rem; }
.modal-close {
  position: absolute; top: .55rem; right: .7rem; background: none; border: none;
  color: var(--muted); font-size: 1.5rem; cursor: pointer; line-height: 1;
}
.modal-actions { display: flex; flex-direction: column; gap: .5rem; }

.bottom-nav a {
  transition: color .2s ease, transform .2s ease;
}
.bottom-nav a:active { transform: scale(.94); }
.bottom-nav a.active span {
  color: #fff;
}

.scarcity {
  transition: border-color .3s ease, background .3s ease;
}
.scarcity.urgent {
  animation: scarcity-pulse 1.2s ease-in-out infinite;
}
@keyframes scarcity-pulse {
  0%, 100% { background: rgba(245,158,11,.1); }
  50% { background: rgba(245,158,11,.22); }
}

.tool-out {
  transition: background .25s ease, border-color .25s ease, transform .2s ease;
}
.tool-out.flash {
  animation: tool-flash .55s ease;
}
@keyframes tool-flash {
  0% { transform: scale(1); }
  40% { transform: scale(1.015); background: rgba(16,185,129,.22); }
  100% { transform: scale(1); }
}

.report-cover {
  animation: float-y 3.5s ease-in-out infinite;
}
@keyframes float-y {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-4px); }
}

.card-mini {
  transition: transform .25s ease, border-color .25s ease;
}
.card-mini:hover {
  transform: translateY(-4px);
  border-color: color-mix(in srgb, var(--accent) 40%, transparent);
}


/* ===== Hero layout fix: credit card beside title, not buried ===== */
.hero {
  padding: 1.5rem 0 1.5rem;
}
.hero-grid {
  display: grid;
  gap: 1rem;
  align-items: start;
}
.hero-main { order: 1; min-width: 0; }
.hero-card { order: 2; min-width: 0; }
.hero-keywords {
  order: 3;
  grid-column: 1 / -1;
  margin-top: 0.15rem;
  max-height: none;
}
.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin-bottom: 0.85rem;
}
.hero-cta .btn {
  flex: 1 1 auto;
  min-width: min(100%, 160px);
  text-align: center;
  justify-content: center;
}

/* Compact credit card */
.hero-card {
  background: linear-gradient(165deg, color-mix(in srgb, var(--accent) 16%, var(--card)), var(--card) 45%);
  border: 1px solid color-mix(in srgb, var(--accent) 28%, var(--border));
  border-radius: var(--radius);
  padding: 1rem 1.05rem 1.05rem;
  box-shadow: 0 12px 32px rgba(0,0,0,.28);
  position: relative;
  overflow: hidden;
}
.hero-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
  padding-bottom: 0.55rem;
  border-bottom: 1px solid var(--border);
}
.hero-card-head strong {
  font-size: 0.92rem;
  color: #fff;
  letter-spacing: 0.01em;
}
.hero-card .live-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: #86efac;
  background: rgba(16,185,129,.14);
  border: 1px solid rgba(16,185,129,.35);
  padding: 0.2rem 0.5rem;
  border-radius: 999px;
}
.hero-card .live-pill i {
  width: 6px; height: 6px; border-radius: 50%; background: #22c55e;
  display: inline-block;
  animation: live-dot 1.4s ease-out infinite;
}

/* Stats as 3-column grid on mobile for less height */
.hero-stats {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
.hero-stats .stat {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.5rem;
  padding: 0.55rem 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.88rem;
}
.hero-stats .stat:last-child { border-bottom: none; }
.stat-label { color: var(--muted); font-size: 0.82rem; }
.stat-value {
  font-weight: 800;
  color: var(--success);
  font-size: 1.05rem;
  font-variant-numeric: tabular-nums;
  text-align: right;
}
.stat-value.warn { color: var(--warning); }
.stat-value.plat {
  color: #fff !important;
  font-size: 0.88rem !important;
  font-weight: 700;
}

.hero-card .scarcity {
  margin-top: 0.65rem;
  margin-bottom: 0;
  padding: 0.6rem 0.7rem;
  border-radius: 10px;
  font-size: 0.82rem;
  line-height: 1.4;
  background: rgba(245,158,11,.12);
  border: 1px solid rgba(245,158,11,.38);
}
.hero-card .scarcity strong { color: var(--warning); }

/* No duplicate buttons inside card */
.hero-card .stack-btns { display: none !important; }

/* Keywords less dominant */
.keywords-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  padding-top: 0.15rem;
}
.keywords-bar .kw {
  font-size: 0.7rem;
  padding: 0.22rem 0.5rem;
  opacity: 0.92;
}

@media (min-width: 640px) {
  .hero-stats {
    grid-template-columns: repeat(3, 1fr);
    gap: 0.55rem;
    margin-bottom: 0.15rem;
  }
  .hero-stats .stat {
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-start;
    gap: 0.3rem;
    padding: 0.65rem 0.55rem;
    border: 1px solid var(--border);
    border-radius: 10px;
    background: rgba(0,0,0,.18);
  }
  .hero-stats .stat:last-child { border-bottom: 1px solid var(--border); }
  .stat-value { text-align: left; font-size: 1.12rem; }
  .stat-value.plat { font-size: 0.9rem !important; }
}

@media (min-width: 900px) {
  .hero { padding: 2.5rem 0 2rem; }
  .hero-grid {
    grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.9fr);
    grid-template-areas:
      "main card"
      "keys card";
    column-gap: 1.75rem;
    row-gap: 0.85rem;
    align-items: start;
  }
  .hero-main { grid-area: main; order: unset; }
  .hero-card {
    grid-area: card;
    order: unset;
    position: sticky;
    top: calc(var(--header-h) + 12px);
    align-self: start;
  }
  .hero-keywords {
    grid-area: keys;
    order: unset;
    grid-column: unset;
  }
  .hero-cta .btn {
    flex: 0 1 auto;
    min-width: 0;
  }
  .hero-stats { grid-template-columns: 1fr; gap: 0; }
  .hero-stats .stat {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    padding: 0.62rem 0;
    border: none;
    border-bottom: 1px solid var(--border);
    border-radius: 0;
    background: transparent;
  }
  .hero-stats .stat:last-child { border-bottom: none; }
  .stat-value { text-align: right; font-size: 1.12rem; }
}


/* ===== Balanced CTAs + card mini buttons ===== */
.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 0.85rem 0 0.9rem;
  max-width: 100%;
}
.hero-cta .btn-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  width: auto;
  min-height: 40px;
  padding: 0.55rem 0.95rem;
  border-radius: 999px;
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  border: none;
  text-decoration: none !important;
  transition: transform .15s ease, box-shadow .2s ease, filter .15s ease;
  line-height: 1.25;
}
.hero-cta .btn-cta .btn-main {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  gap: 0.05rem;
}
.hero-cta .btn-cta .btn-sub {
  display: block;
  font-size: 0.65rem;
  font-weight: 600;
  opacity: 0.88;
}
.hero-cta .btn-cta .btn-ico {
  width: 22px;
  height: 22px;
  border-radius: 6px;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  font-size: 0.75rem;
  background: rgba(255,255,255,.18);
}
.btn-cta-primary {
  color: #fff !important;
  background: linear-gradient(135deg, #16a34a 0%, #15803d 100%);
  box-shadow: 0 4px 14px rgba(22,163,74,.35);
}
.btn-cta-primary:hover {
  transform: translateY(-1px);
  filter: brightness(1.06);
  box-shadow: 0 6px 18px rgba(22,163,74,.42);
}
.btn-cta-vip {
  color: #fff !important;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent2) 100%);
  box-shadow: 0 4px 14px color-mix(in srgb, var(--accent) 38%, transparent);
}
.btn-cta-vip:hover {
  transform: translateY(-1px);
  filter: brightness(1.06);
  box-shadow: 0 6px 18px color-mix(in srgb, var(--accent) 48%, transparent);
}

/* Credit card footer as compact buttons */
.credit-note {
  margin-top: 0.7rem;
  font-size: 0.74rem;
  color: var(--muted);
  line-height: 1.4;
}
.credit-note-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin-top: 0.65rem;
}
.credit-note-actions .btn-mini {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.3rem;
  padding: 0.45rem 0.75rem;
  min-height: 34px;
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
  text-decoration: none !important;
  transition: transform .15s ease, filter .15s ease, box-shadow .15s ease;
}
.btn-mini-primary {
  color: #fff !important;
  background: linear-gradient(135deg, #16a34a, #15803d);
  box-shadow: 0 3px 10px rgba(22,163,74,.3);
}
.btn-mini-vip {
  color: #fff !important;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  box-shadow: 0 3px 10px color-mix(in srgb, var(--accent) 32%, transparent);
}
.btn-mini:hover {
  transform: translateY(-1px);
  filter: brightness(1.06);
}
.credit-disclaimer {
  margin-top: 0.5rem;
  font-size: 0.7rem;
  color: var(--muted);
  line-height: 1.35;
}

/* Keep other site CTAs normal (not oversized) */
.cta-band .btn-primary,
.header-cta,
.modal-actions .btn-primary,
.form-actions .btn-primary,
.report-actions .btn-primary {
  min-height: 40px;
  font-weight: 700;
  font-size: 0.9rem;
  padding: 0.55rem 1rem;
}
.cta-band .btn-primary {
  background: linear-gradient(135deg, #16a34a, #15803d) !important;
  box-shadow: 0 4px 14px rgba(22,163,74,.35);
  padding: 0.6rem 1.1rem;
}

@media (min-width: 640px) {
  .hero-cta {
    flex-direction: row;
    align-items: stretch;
  }
  .hero-cta .btn-cta {
    flex: 0 1 auto;
  }
}
@media (min-width: 900px) {
  .hero-cta {
    flex-direction: row;
    flex-wrap: wrap;
    max-width: 520px;
  }
  .credit-note-actions {
    flex-direction: column;
  }
  .credit-note-actions .btn-mini {
    width: 100%;
  }
}


/* ===== Hero left column balance ===== */
.hero-main {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.hero-main h1 {
  margin-bottom: 0.15rem;
}
.hero-main .tagline {
  margin-bottom: 0.25rem;
}
.hero-lead {
  color: #c9d5ea;
  font-size: 0.95rem;
  line-height: 1.65;
  margin: 0.15rem 0 0.35rem;
  max-width: 38rem;
}
.hero-points {
  display: grid;
  gap: 0.5rem;
  margin: 0.25rem 0 0.35rem;
}
.hero-point {
  display: grid;
  grid-template-columns: 8px 1fr;
  gap: 0.65rem;
  padding: 0.65rem 0.75rem;
  border-radius: 12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  transition: border-color .2s ease, transform .2s ease, background .2s ease;
}
.hero-point:hover {
  border-color: color-mix(in srgb, var(--accent) 40%, transparent);
  background: color-mix(in srgb, var(--accent) 8%, transparent);
  transform: translateX(2px);
}
.hero-point i {
  width: 8px;
  height: 8px;
  margin-top: 0.45rem;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--accent) 22%, transparent);
}
.hero-point strong {
  display: block;
  color: #fff;
  font-size: 0.88rem;
  margin-bottom: 0.15rem;
}
.hero-point span {
  display: block;
  color: var(--muted);
  font-size: 0.82rem;
  line-height: 1.45;
}
.hero-bullets {
  list-style: none;
  margin: 0.15rem 0 0.35rem;
  padding: 0;
  display: grid;
  gap: 0.4rem;
}
.hero-bullets li {
  position: relative;
  padding: 0.35rem 0.35rem 0.35rem 1.35rem;
  color: #d5deee;
  font-size: 0.88rem;
  line-height: 1.45;
}
.hero-bullets li::before {
  content: "";
  position: absolute;
  left: 0.15rem;
  top: 0.7rem;
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 2px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
}
.hero-aside-note {
  font-size: 0.8rem;
  color: var(--muted);
  line-height: 1.45;
  padding: 0.55rem 0.7rem;
  border-left: 3px solid var(--accent);
  background: rgba(255,255,255,0.025);
  border-radius: 0 10px 10px 0;
  margin: 0.15rem 0 0.25rem;
}

@media (min-width: 900px) {
  .hero-points {
    grid-template-columns: 1fr 1fr;
    gap: 0.55rem;
  }
  .hero-lead {
    font-size: 0.98rem;
  }
}


/* ===== Single merged credit CTA panel ===== */
.credit-next {
  display: grid;
  gap: 0.85rem;
  background:
    linear-gradient(145deg, color-mix(in srgb, var(--accent) 20%, var(--card)), var(--card) 52%);
  border: 1px solid color-mix(in srgb, var(--accent) 38%, var(--border));
  border-radius: var(--radius);
  padding: 1.2rem 1.25rem 1.15rem;
  margin: 0.25rem 0 1.25rem;
  box-shadow: 0 12px 32px rgba(0,0,0,.28);
}
.credit-next-top {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 0.75rem;
}
.credit-badge {
  display: inline-flex;
  align-items: center;
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #86efac;
  background: rgba(16,185,129,.14);
  border: 1px solid rgba(16,185,129,.35);
  padding: 0.25rem 0.55rem;
  border-radius: 999px;
}
.credit-next h2 {
  margin: 0;
  font-size: clamp(1.1rem, 2.6vw, 1.35rem);
  line-height: 1.3;
  color: #fff;
  flex: 1 1 200px;
}
.credit-next-body {
  color: #c5d2e8;
  font-size: 0.92rem;
  line-height: 1.6;
  margin: 0;
  max-width: 48rem;
}
.credit-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
}
.credit-chips span {
  font-size: 0.72rem;
  padding: 0.26rem 0.55rem;
  border-radius: 999px;
  color: #dbe7ff;
  background: color-mix(in srgb, var(--accent) 14%, transparent);
  border: 1px solid color-mix(in srgb, var(--accent) 30%, transparent);
}
.credit-next-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.credit-next-actions .btn {
  min-height: 40px;
  font-weight: 700;
  font-size: 0.88rem;
  padding: 0.55rem 1rem;
  border-radius: 999px;
}
.credit-next-actions .btn-primary {
  background: linear-gradient(135deg, #16a34a, #15803d) !important;
  color: #fff !important;
  box-shadow: 0 4px 14px rgba(22,163,74,.35);
}
.credit-next-actions .btn-outline {
  border: 1px solid color-mix(in srgb, var(--accent) 50%, var(--border));
  color: #fff !important;
}
.credit-next-foot {
  font-size: 0.72rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.4;
}
/* hide legacy duplicate band if any leftover */
.cta-band { display: none !important; }

@media (min-width: 768px) {
  .credit-next {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "top top"
      "body actions"
      "chips actions"
      "foot actions";
    column-gap: 1.25rem;
    align-items: center;
  }
  .credit-next-top { grid-area: top; }
  .credit-next-body { grid-area: body; }
  .credit-chips { grid-area: chips; }
  .credit-next-actions {
    grid-area: actions;
    flex-direction: column;
    min-width: 200px;
  }
  .credit-next-actions .btn { width: 100%; justify-content: center; }
  .credit-next-foot { grid-area: foot; }
}